這篇筆記： 儲蓄、所得、廣告與小作文收支的核心搭配詞，再拆解我存錢（7 分）、明星薪水（6.5 分）、廣告（6.5 分）三篇作文的原始段落。
金錢與消費｜共 3 篇
- 1. 常考題目與 8 條論點
- 2. 搭配詞與三篇作文拆解（你正在讀）
- 3. 小作文、示範與練習題
✦ 這篇筆記帶你看
三、核心詞彙與搭配詞
右欄都是我作文裡的原句，保留原本的寫法；括號裡是比較自然的改法。
儲蓄與個人理財
| 搭配詞 | 中文 | Ting 原文例句（出處） |
|---|---|---|
| save money for the future | 為未來存錢 | saving money for the future is essential for all generations（Task 34） |
| overcome / cope with difficulties | 克服困難 | it helps people to overcome the hindrances in their lives（Task 34；hindrances 改 difficulties 更自然） |
| pose a financial burden on | 造成經濟負擔 | we may meet difficult times in our lives, which always pose a financial burden to us（Task 34；burden 搭配 on） |
| go bankrupt | 破產 | Medical bills, which are always costly and make some people go bankrupt, are good examples of this matter（Task 34） |
| pay for one’s retirement | 負擔退休生活 | people who save money when they were young are able to pay for their retired life（Task 34；pay for their retirement） |
| offer loans to businesses | 提供企業貸款 | financial institutions like banks or post offices are able to offer loans to businesses and corporations（Task 34） |
| a rainy-day fund / an emergency fund | 緊急預備金 | （示範）Everyone should build an emergency fund that covers several months of living costs. |
所得與薪資
| 搭配詞 | 中文 | Ting 原文例句（出處） |
|---|---|---|
| be paid excessively / receive excessively high salaries | 薪水過高 | celebrities on entertainment industries gain extremely high payment（Task 25；celebrities in the entertainment industry receive excessively high salaries） |
| deserve to be paid highly | 值得高薪 | there are other jobs that deserve to be paid highly（Task 25） |
| high academic qualifications | 高學歷 | jobs require high academic qualification should undoubtedly have a relatively high salary（Task 25；jobs that require high academic qualifications） |
| ensure the public’s safety | 保障大眾安全 | who conduct risky tasks to ensure the public’s safety（Task 25；carry out dangerous tasks） |
| an extravagant lifestyle | 奢華的生活方式 | makes the public overemphasize on appearance or extravagant lifestyle（Task 25；overemphasize 不加 on） |
| income bracket / income group | 收入級距 | households in $75,000-$99,999 salary group were the least（Task 5；salary 改 income） |
消費與廣告
| 搭配詞 | 中文 | Ting 原文例句（出處） |
|---|---|---|
| catch customers’ attention | 吸引顧客注意 | it helps producers to catch customers’ attention from various brands（試改 3） |
| leave a deep impression | 留下深刻印象 | it is undoubtedly that they will purchase it because of deep impression（試改 3；because it leaves a deep impression） |
| promote products | 推銷產品 | advertisements are brillant paths for sellers to promote their items（試改 3；brilliant ways） |
| skip advertisements | 跳過廣告 | I usually skip those advertising videos when using Youtube（試改 3） |
| fake / misleading advertising | 不實廣告 | With increasingly cases of fake advertising, people now always ignore those advertisements（試改 3；With increasing cases） |
| a cheap and accessible marketing tool | 便宜又容易取得的行銷工具 | advertising is a relatively cheap and available marketing tool（試改 3；accessible 比 available 精準） |
| impulse buying | 衝動購物 | （示範）Online flash sales encourage impulse buying. |
小作文的收入與支出字彙
收入和支出也是 Task 1 的常客。我寫過美國家庭年收入的長條圖（Task 5）和香港、英國家庭支出的圓餅圖（Task 14），這些描述「錢花在哪裡」的字，大作文寫消費題時也用得上。
| 搭配詞 | 中文 | Ting 原文例句（出處） |
|---|---|---|
| household expenditure / spending | 家庭支出 | The given charts illustrate the distribution of household expenditure in two countries in 2000（Task 14） |
| a major contributor to | 主要的組成項目 | housing was a major contributor to household spending with 32%（Task 14） |
| account for / make up | 佔… | followed by food, accounting for 22%（Task 14）；it made up the remaining 7%（Task 14） |
| the predominant category | 最大的類別 | other goods and services were a predominant factor on family’s spending with 36%（Task 14；the largest category of household spending） |
| households earning between … and … | 收入介於…的家庭 | households with income around $50,000-$74,999（Task 5；around 不能用在區間，改 earning between $50,000 and $74,999） |
四、Ting 的實戰段落拆解
以下段落都是送出批改的原始版本，一字未改。三篇剛好代表三種狀況：邏輯完整的 7 分、論點偏題的 6.5 分、內容夠但語言拖累的 6.5 分。
4-1 Task 34：每個人都應該存錢（Agree / Disagree）
題目大意：每個人（包括年輕人）為未來存錢都很重要，你同意到什麼程度？我完全同意，第一個主體段寫「存錢幫個人度過困難」。
The main reason why I believe that saving money is significant is because it helps people to overcome the hindrances in their lives. It is readily apparent that we may meet difficult times in our lives, which always pose a financial burden to us. Therefore, if we have enough money, it is possible for us the beat the hard time successfully. Medical bills, which are always costly and make some people go bankrupt, are good examples of this matter. When a person makes an effort to save money in their bank account, they can easily go through the difficult moment likes illness because they have a certain amount of money to afford the bills.
做得好的地方：這段是標準的「論點 → 解釋 → 例子 → 回扣」。論點是存錢幫助度過困難，解釋是困難常常帶來經濟負擔，例子是醫療費用，最後一句再說明有存款的人怎麼度過。第二個主體段則轉到社會層面（福利支出、銀行貸款），兩段一個寫個人、一個寫社會，這是 Coherence 拿到 8 的原因。
還差什麼：Task Response 停在 7，我的分析是題目特別點出「包括年輕人」，但全文幾乎沒有討論年輕人為什麼也要存錢。完全同意的立場沒問題，但如果能加一句「年輕時開始存，時間越長累積越多」，或回應「年輕人收入低、存不了多少」這個反對意見，就能更完整地回應題目。語言上，The main reason … is because 重複（reason 和 because 意思重疊，改成 is that）、us the beat 是 to beat 打錯、likes illness 要改 like illness。
4-2 Task 25：明星薪水太高？（Two-question）
題目大意：有人認為演員、歌手、運動員等藝人的薪水太高，你同意嗎？還有哪些職業應該高薪？第一個主體段解釋為什麼同意。
There are two reasons why I believe that entertainers should not be paid too much money. The main reason is that it distorts the values toward lives, especially makes the public overemphasize on appearance or extravagant lifestyle. Singers, models, and movie stars, who have high income to wear luxury clothing, are good examples of this matter. The value they deliver to the public and the bahaviors they conduct will pose a threat to the society. Another point supporting my idea is that it distracts younger generation from concentrating on their studies. When being aware that being famous can earn a certain amount of money, youngsters do not want to focus on their schoolwork anymore, further leading to lower labor productivity in the future.
主要問題：論點從「薪水太高」滑到「名人的影響力」。題目問的是「藝人的薪水是不是太高」，但這段的兩個理由，其實是在說「明星的生活方式會帶壞價值觀」和「年輕人想當明星就不讀書」。這兩件事跟「名氣」有關，跟「薪水多少」的關係比較間接：就算明星薪水減半，他們穿名牌、被追捧的形象可能一樣存在。例子「明星有高收入可以穿奢侈品」也只是描述現象，沒有證明薪水高造成了什麼具體的傷害。這種「答到旁邊」的狀況，正好對應評分標準裡 Task Response 6 的描述：有回應題目，但論點發展不充分、有時不夠相關。
怎麼修：把論點扣緊「錢」。例如：明星拿天價片酬，而護理師、消防員薪水偏低，這會傳遞「社會報酬和貢獻不成比例」的訊號，讓年輕人覺得努力讀書、從事重要的工作不划算。這樣「薪水」就成了邏輯鏈的起點，而不是背景。第二段的「醫生、警察應該高薪」寫得比較好，因為它直接回答了「哪些職業該高薪」並給了理由（訓練時間、工作風險）。
4-3 試改 3：廣告有沒有說服力（Discuss both views）
題目大意：有人說廣告非常能說服人購買，也有人說廣告太常見，大家已經不注意了，討論兩方並提出看法。下面是支持「廣告有效」的主體段。
Advertisements is beneficial to some extent. The main one is that it helps producers to catch customers’ attention from various brands. In other words, if a person keep seeing an item’s picture from a specific brand on a regular basic, it is undoubtedly that they will purchase it because of deep impression. For instance, facebook, which predicts customers’ preference by previous purchasing behaviors, shows the discount of those goods to motivate customers to buy it. Another reason is that advertisements are a good opportunity for producers to introduce their products to customers. To put it another way, since people is so busy to search the functions or characters of goods, advertisements are brillant paths for sellers to promote their items.
內容是夠的：兩個理由（反覆曝光加深印象、幫忙碌的人認識產品）都合理，Facebook 精準推播的例子也很貼切，所以 Task Response 和 Coherence 都有 7。
問題在語言：這一段就有好幾個主詞動詞不一致（Advertisements is、a person keep、people is），加上 on a regular basic（basis）、it is undoubtedly that（undoubtedly, they will…）、brillant（brilliant）、characters of goods（features）、facebook 沒大寫。每個錯單看都小，但一段裡出現七、八個，Grammar 和 Lexical Resource 就都只剩 6，把總分拉到 6.5。金錢與廣告題特別容易出這種錯，因為 advertising、advertisement、money、information 這幾個核心名詞的可數性都很容易搞混，第六節（見第 3 篇）會整理。
繼續讀 · 第 3 / 3 篇
IELTS 寫作攻略導覽 · 主題攻略（第 7 / 10 篇）
← 上一篇：城市、住房與交通：都市化、買房、通勤與公共設施
下一篇 →：文化與藝術：博物館、文化差異、地方習俗與藝術預算
✦ Target Your Future
有些日子，明明練了很久，成績卻還停在原地。希望這篇筆記能讓你知道，備考路上遇到挫折並不孤單。一次次重聽的錄音、改過的作文、終於敢說出口的句子，都是你已經走過的路。
把這些經驗寫下來，是想陪下一個正在準備的人少繞一點路。你不必照著我的方法前進，只需要慢慢找到適合自己的節奏。累的時候可以休息，再回來做今天能完成的一小步。
願你最後帶走的，不只是成績單上的數字，還有更相信自己、敢往世界走近一點的勇氣。
— Ting
← 回到 IELTS 備考筆記
Leave a Reply